Altum Advisors supports wealthy individuals across Asia.
In addition to sourcing unique assets, Altum Advisors structures financial instruments. Our core expertise are Private Placements Life insurance.
A Private Placement Life Insurance (PPLI) is a form of a classic life insurance policy, acting as a tax-efficient legal structure for a broad range of bankable and non-bankable assets while securing influence and the preservation of discretion.
A Private Placement Life Insurance is a powerful tool for wealth structuring and estate planning, being a tax-compliant and tax-efficient solution while at the same time offering a high level of discretion and confidentiality and securing a certain power of control over the underlying assets. All assets held under the life insurance policy remain ring-fenced with the insurance policy acting as the legal owner.
The life insurance policy is a preferred insurance scheme, benefitting from advantageous tax implications. If held until maturity, the entire investment income generated by assets held by the life insurance policy benefits from a complete tax deferral. Investment income such as dividends, capital gains and interest income is tax-exempt during the life time of the insurance policy until the demise of the person insured.
The insured person may access the funds through redemptions and distributions at any time.
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